Flexible payment options to suit you

Perfect for homeowners in England and Wales looking to install solar PV systems, with or without battery storage. It’s available for both owner-occupied and privately rented properties.

You can pick a term that suits you, from 5 to 25 years. This lets you spread the cost of your system while enjoying the energy savings right away.

Once you’ve received your quote, we’ll send you a personal link to apply. The secure application takes just 2 minutes, won’t affect your credit score, and gives you an instant decision in most cases. There’s no pressure – you’re free to proceed only if you’re happy.

We work with leading brands to offer top-quality systems tailored to your property and energy needs. During your design process with a Home Energy Consultant, we’ll provide all the specs and energy-saving estimates you need to make an informed decision.

Our highly skilled Utilita Home engineers handle everything from installation to ongoing maintenance. They’ll keep things tidy, work efficiently, and we’ll check in afterward to ensure you’re happy. For consistency, the same engineer will maintain your system, but if they’re unavailable, we’ll call on another trusted professional from our team.

Unlike a standard loan, the Hometree Solar Plan lets you spread costs over longer terms, reducing your monthly payments. It also includes system monitoring, inspections, unlimited repairs, and no callout fees – so you’re covered for the lifetime of the plan.

With continuous system monitoring and regular inspections, Hometree can catch and fix issues before they affect your energy production. Plus, while warranties often cover only limited years, the Hometree Solar Plan provides repairs and replacements for up to 25 years.

Note: The plan doesn’t cover the removal and reinstallation of functioning solar equipment for roof repairs.

There’s a 14 day cooling-off period after signing your agreement, during which you can change your mind and cancel your agreement with no payment due. Once your system has been installed, you can end your plan at any time by paying the settlement amount outlined in your agreement, with no quibbles or penalties. The monitoring, maintenance, repair and replacement service provided by Hometree Finance will end, and no further payments will be due.

If you choose to upgrade your system, we can set you up with a new Solar Plan. Otherwise your plan, including system monitoring and repairs, will automatically end as per the terms of your agreement with Hometree Finance.

You can end your plan at any time by paying the settlement amount outlined in your agreement, with no quibbles or penalties. If you’re selling your home, you can pay this sum before putting your property on the market, or through your solicitor from the sale completion funds. Alternatively the buyer of your property can apply to take over the plan for the remaining term.

Yes. While paying by card means spending a large sum of money in one go, it works out as the cheapest option overall, saving you more money in the long-term.

No. As you’re paying in full, you won’t need a credit check to complete your purchase with either a debit or credit card. Although, if you haven’t already got a credit card and plan on paying that way, you would need to complete a credit check with your credit supplier.

No. Paying by card means the payment process is completed at the point of purchase. Not only will you be free of monthly payments, but you won’t be tied down to lengthy contract terms.

Through the Government’s Energy Company Obligation (ECO) scheme, you could be eligible to claim free energy efficiency upgrades to your home, such as solar panels. The scheme is benefits tested and aims to help our most vulnerable customers begin their journey to energy efficiency.

Once we’ve installed your solar panels, you can also take advantage of the Smart Export Guarantee (SEG). The government backed scheme allows electricity suppliers to offer a tariff so homeowners can sell the excess electricity they generate back to energy companies.

To apply, you’ll need your MCS certificate and number that’ll be provided when your solar panels are installed. Just print out the application form and return the form by post – or email it to SEG@utilita.co.uk

We won’t be able to work out the exact amount you can save by going solar, but we can give you a pretty good idea. Once you’ve answered a few questions, we’ll have a better idea about about your annual electricity usage (kWh), and this will help us calculate your potential savings as accurately as possible.

Don’t worry if you aren’t sure on your annual usage, we can still give you an estimation, based on average energy usage in the UK. Which of the following options best describes your home?

Low usage:

• You only use energy for a few hours per day
• Your house tends to be empty on weekdays
• You only have 1-2 bedrooms

Medium usage:

• You use high-energy appliances frequently
• Your house often has people home during the day
• You have 3-4 bedrooms

High usage:

• You always use lots of devices at the same time
• Your house is rarely empty
• You have 4+ bedrooms

We understand these options might not directly apply to your home, but they help us understand your rough saving potential for your quick quote.

Based on your answer and the amount of solar panels in your recommended package, we’ll be able to provide a ballpark figure that’ll help you see just how much you could save each month by switching to greener energy!