Upfront and monthly price options vary depending on your system value and chosen plan term. Apply for your personal quote. Offers are subject to status and finance agreement. Monthly payments are subject to an annual increase of 2.5%. Missing payments could have severe consequences and make obtaining credit more difficult.
Utilita x Hometree Finance
Flexible solar financing made easy
We’ve teamed up with Hometree Finance to make going solar simpler and more affordable than ever - with all-inclusive solar finance from just £50 a month, as well as no upfront cost options available.
Why pay with the Solar Plan?
Solar, stress free
All-inclusive cover
Forget surprise costs. We’ve got you covered with equipment inspections and unlimited repairs for the entire length of your plan. No callout fees, no hidden extras – just peace of mind.
Flexible plans
Whether you’re interested in no upfront cost, or paying an initial percentage of your package for cheaper monthly payments, Hometree’s solar plan can work for you. Spread the cost of your system, while benefiting from the savings.
Replacement protection
If your panels, inverter, or battery fail within your plan term and can’t be repaired, Hometree Finance will replace them at no extra cost. It’s that simple.
Performance monitoring
Hometree keeps an eye on your system remotely, so if something’s not performing as it should, they’ll sort it out. Periodic inspections and quick fixes mean your system runs smoothly.
All-inclusive cover
Forget surprise costs. We’ve got you covered with equipment inspections and unlimited repairs for the entire length of your plan. No callout fees, no hidden extras – just peace of mind.
Flexible plans
Whether you’re interested in no upfront cost, or paying an initial percentage of your package for cheaper monthly payments, Hometree’s solar plan can work for you. Spread the cost of your system, while benefiting from the savings.
Replacement protection
If your panels, inverter, or battery fail within your plan term and can’t be repaired, Hometree Finance will replace them at no extra cost. It’s that simple.
Performance monitoring
Hometree keeps an eye on your system remotely, so if something’s not performing as it should, they’ll sort it out. Periodic inspections and quick fixes mean your system runs smoothly.
Solar from just £50 a month
Option 1
By paying a small percentage of your package upfront, monthly payments have never been more affordable with Hometree Finance’s Solar Plan.
How does it work?
System installation with lifetime monitoring and repairs include:
- Installation by your trusted Utilita Home engineer.
- Performance monitoring and inspections.
- Unlimited system repairs.
- No callout fees or excess for the lifetime of your plan.
- Flexible term from 5 to 25 years.
- Replacement protection (if any of the installed equipment breaks down within your plan term and can’t be repaired, Hometree Finance will install a replacement free of charge)
When paying for part of your package upfront, you can pay up to 25% of your system installation value (capped at £5,000). This then reduces your monthly payments for the remainder the plan.
Your upfront amount will be taken by direct debit at the same time as your first monthly payment to Hometree Finance, a few days after your new system has been installed. As an example, if you’ve chosen to pay £1,250 upfront and your monthly payment is £64, your first payment will be £1,314, with subsequent monthly payments of £64 taken on your chosen day of the month.
For lower order values, some longer terms aren’t available with £0 upfront. By choosing a larger upfront amount, you may be able to access longer plan terms of up to 25 years, which means lower monthly payments
Get a solar quote
Solar from £75 a month
(no upfront payment)
Option 2
The Solar Plan also makes it simple to go solar, even if you can’t pay anything upfront. Affordability shouldn’t be a barrier to sustainability.
How does it work?
System installation with lifetime monitoring and repairs include:
- Installation by your trusted Utilita Home engineer.
- Performance monitoring and inspections.
- Unlimited system repairs.
- No callout fees or excess for the lifetime of your plan.
- Flexible term from 5 to 25 years.
- Replacement protection (if any of the installed equipment breaks down within your plan term and can’t be repaired, Hometree Finance will install a replacement free of charge)
Both Hometree, and us here at Utilita Home, want to make the transition to solar as affordable as possible. If you don’t have anything you can pay upfront for your brand new solar panels – don’t worry, you can still apply to pay monthly without paying a penny before your install. When you apply directly with Hometree, they’ll run you through all your options so you can make the best decision for you, and your wallet.
The Solar Loan is designed for solar and battery installations and is supported by the Warm Homes Loan Scheme, helping to reduce the cost of finance. It has a fixed interest rate and fixed monthly loan repayments, with independent validation of your energy forecasts before installation. Optional Solar Loan Plus system care is available for an additional monthly payment.
Once your loan is fully repaid, your loan repayments end. If you have Solar Loan Plus, your system care payments and service also end automatically when the loan is repaid, including if you settle early.
Get a solar quote
A fairer, simpler way to go solar
The Guarantee
With the Solar Plan, you get transparent pricing, total flexibility, and a service that puts you first. Here’s how Hometree Finance keeps it fair and hassle-free:
Fair price promise
Nobody likes overpaying, so Hometree checks quotes against national benchmarks to make sure your system is priced fairly. You’ll get a great deal, guaranteed.
Risk-free application
Hometree’s secure online application only takes two minutes, and it won’t impact your credit score. Plus, there’s zero pressure – you’re free to walk away even after approval.
Satisfaction guarantee
Your happiness matters. That’s why Hometree follows up after every installation and maintenance visit to make sure everything meets your expectations.
No hidden fees
Not working out? No problem. You can end your plan anytime by paying the settlement amount in your agreement – no hidden fees, no quibbles
Fair price promise
Nobody likes overpaying, so Hometree checks quotes against national benchmarks to make sure your system is priced fairly. You’ll get a great deal, guaranteed.
Risk-free application
Hometree’s secure online application only takes two minutes, and it won’t impact your credit score. Plus, there’s zero pressure – you’re free to walk away even after approval.
Satisfaction guarantee
Your happiness matters. That’s why Hometree follows up after every installation and maintenance visit to make sure everything meets your expectations.
No hidden fees
Not working out? No problem. You can end your plan anytime by paying the settlement amount in your agreement – no hidden fees, no quibbles
Simple steps to solar savings
How does it work?
We make going solar easy, while Hometree sorts the finance. From your quick quote to ongoing peace of mind, here’s how it works:
Step 1
Get a quick quote
Start with our online quick quote tool to get an idea of costs in minutes. It’s fast, easy, and there’s no obligation.
Step 2
Virtual Home Survey
Next, our Home Energy Consultant will assess your property and energy needs to design the perfect system for you. You’ll get all the details, including equipment specs and energy-saving estimates.
Step 3
Apply
Once we’ve sent your quote, you’ll get a link to apply for the Solar Plan. It’s quick, secure, and doesn’t affect your credit score.
Step 4
Install
Our skilled engineers will handle the installation and set up remote monitoring to ensure everything’s running smoothly. We’ll check you’re happy before your monthly payments begin.
Step 5
Relax
With the Solar Plan, performance monitoring, inspections, and unlimited repairs are covered for the lifetime of your plan – no extra costs, no worries.
Step 1
Get a quick quote
Start with our online quick quote tool to get an idea of costs in minutes. It’s fast, easy, and there’s no obligation.
Step 2
Virtual Home Survey
Next, our Home Energy Consultant will assess your property and energy needs to design the perfect system for you. You’ll get all the details, including equipment specs and energy-saving estimates.
Step 3
Apply
Once we’ve sent your quote, you’ll get a link to apply for the Solar Plan. It’s quick, secure, and doesn’t affect your credit score.
Step 4
Install
Our skilled engineers will handle the installation and set up remote monitoring to ensure everything’s running smoothly. We’ll check you’re happy before your monthly payments begin.
Step 5
Relax
With the Solar Plan, performance monitoring, inspections, and unlimited repairs are covered for the lifetime of your plan – no extra costs, no worries.
Get started
Ready to make the switch?
Going solar is easier than ever with Utilita Home and Hometree Finance. Start saving on your energy bills and enjoy the benefits of clean, green power today.
Get a quick quote
Instant call-back
We're ready when you're ready
Jump start your solar journey and get your panels on your roof faster than ever. Talk to our experts in just 30 minutes.
Request a call
FAQs
We know switching to solar is a big decision, so we’ve partnered with Hometree to offer flexible financing and full support every step of the way. Here’s everything you need to know about the Hometree Finance Solar Plan:
Hometree Finance’s Solar Loan is available to homeowners installing solar and battery systems in England and Wales who want to spread the cost through monthly repayments and access the Government Warm Home Loan scheme. Finance is subject to application, status and finance agreement. Hometree does not currently offer this finance to landlords.
Choose a repayment term from 5 to 25 years. A longer term lowers your monthly repayments, while a shorter term reduces the total interest you pay. You can also make overpayments or repay your loan early, subject to your agreement.
Once you’ve received your installation quote, we’ll send you a personal link to Hometree Finance’s secure online application. It takes minutes, won’t affect your credit score and lets you explore your available finance options. Most decisions are instant, and there’s no obligation to proceed once approved.
Your equipment will be specified in your personal Utilita proposal, with a system designed around your property and energy usage. You’ll be able to review the proposed equipment, installation costs and forecast energy savings before deciding whether to proceed.
Utilita arranges your installation, with the equipment and work set out in your personal proposal.
If you choose Solar Loan Plus, Hometree Finance provides ongoing system care through its approved partner network. This includes generation monitoring, covered repairs and help with eligible warranty claims. System care covers equipment faults, not routine upkeep, cleaning or damage covered by home insurance.
The Solar Loan is designed for solar and battery installations and is supported by the Warm Homes Loan Scheme, helping to reduce the cost of finance. It has a fixed interest rate and fixed monthly loan repayments, with independent validation of your energy forecasts before installation. Optional Solar Loan Plus system care is available for an additional monthly payment.
Manufacturer warranties usually cover faulty parts, but you may still need to arrange and pay for callouts, labour and access.
Solar Loan Plus adds generation monitoring, fault troubleshooting, covered repairs and support with eligible warranty claims. Covered repairs include callouts, parts, labour and access. If your inverter or battery fails after its warranty ends and cannot be repaired, Hometree will replace one of each under your system care agreement.
There’s no obligation to proceed after your finance application is approved. Hometree also provides a 14-day cooling-off period; check your finance agreement for the terms and how to withdraw.
If you’ve added Solar Loan Plus, you can cancel system care at any time by giving one month’s notice. Cancelling care does not cancel your loan, and your loan repayments will continue.
Once your loan is fully repaid, your loan repayments end. If you have Solar Loan Plus, your system care payments and service also end automatically when the loan is repaid, including if you settle early.
Contact Hometree Finance before moving to discuss your loan and, if applicable, your system care. They can explain the options available under your agreement and provide an early settlement figure if you’re considering repaying the loan.
You can repay your loan early, although an early settlement fee of up to 1% of the amount repaid may apply. Any Solar Loan Plus system care ends automatically when the loan is fully repaid.