Upfront and monthly price options vary depending on your system value and chosen plan term. Apply for your personal quote. Offers are subject to status and finance agreement. Monthly payments are subject to an annual increase of 2.5%. Missing payments could have severe consequences and make obtaining credit more difficult.
Flexible solar financing made easy

Why pay with the Solar Plan?
Solar, stress free
Solar from just £40 a month
Option 1
By paying a small percentage of your package upfront, monthly payments have never been more affordable with Hometree Finance’s Solar Plan.
How does it work?
System installation with lifetime monitoring and repairs include:
- Installation by your trusted Utilita Home engineer.
- Performance monitoring and inspections.
- Unlimited system repairs.
- No callout fees or excess for the lifetime of your plan.
- Flexible term from 5 to 25 years.
- Replacement protection (if any of the installed equipment breaks down within your plan term and can’t be repaired, Hometree Finance will install a replacement free of charge)
When paying for part of your package upfront, you can pay up to 25% of your system installation value (capped at £5,000). This then reduces your monthly payments for the remainder the plan.
Your upfront amount will be taken by direct debit at the same time as your first monthly payment to Hometree Finance, a few days after your new system has been installed. As an example, if you’ve chosen to pay £1,250 upfront and your monthly payment is £64, your first payment will be £1,314, with subsequent monthly payments of £64 taken on your chosen day of the month.
For lower order values, some longer terms aren’t available with £0 upfront. By choosing a larger upfront amount, you may be able to access longer plan terms of up to 25 years, which means lower monthly payments
Solar from £75 a month
(no upfront payment)
Option 2
The Solar Plan also makes it simple to go solar, even if you can’t pay anything upfront. Affordability shouldn’t be a barrier to sustainability.
How does it work?
System installation with lifetime monitoring and repairs include:
- Installation by your trusted Utilita Home engineer.
- Performance monitoring and inspections.
- Unlimited system repairs.
- No callout fees or excess for the lifetime of your plan.
- Flexible term from 5 to 25 years.
- Replacement protection (if any of the installed equipment breaks down within your plan term and can’t be repaired, Hometree Finance will install a replacement free of charge)
Both Hometree, and us here at Utilita Home, want to make the transition to solar as affordable as possible. If you don’t have anything you can pay upfront for your brand new solar panels – don’t worry, you can still apply to pay monthly without paying a penny before your install. When you apply directly with Hometree, they’ll run you through all your options so you can make the best decision for you, and your wallet.
Unlike a standard loan, the Hometree Solar Plan lets you spread costs over longer terms, reducing your monthly payments. It also includes system monitoring, inspections, unlimited repairs, and no callout fees – so you’re covered for the lifetime of the plan.
If you choose to upgrade your system, we can set you up with a new Solar Plan. Otherwise your plan, including system monitoring and repairs, will automatically end as per the terms of your agreement with Hometree Finance.
A fairer, simpler way to go solar
The Guarantee
With the Solar Plan, you get transparent pricing, total flexibility, and a service that puts you first. Here’s how Hometree Finance keeps it fair and hassle-free:
Simple steps to solar savings
How does it work?
We make going solar easy, while Hometree sorts the finance. From your quick quote to ongoing peace of mind, here’s how it works:
Get a quick quote
Start with our online quick quote tool to get an idea of costs in minutes. It’s fast, easy, and there’s no obligation.
Virtual Home Survey
Next, our Home Energy Consultant will assess your property and energy needs to design the perfect system for you. You’ll get all the details, including equipment specs and energy-saving estimates.
Apply
Once we’ve sent your quote, you’ll get a link to apply for the Solar Plan. It’s quick, secure, and doesn’t affect your credit score.
Install
Our skilled engineers will handle the installation and set up remote monitoring to ensure everything’s running smoothly. We’ll check you’re happy before your monthly payments begin.
Relax
With the Solar Plan, performance monitoring, inspections, and unlimited repairs are covered for the lifetime of your plan – no extra costs, no worries.
Ready to make the switch?
Going solar is easier than ever with Utilita Home and Hometree Finance. Start saving on your energy bills and enjoy the benefits of clean, green power today.
FAQs
We know switching to solar is a big decision, so we’ve partnered with Hometree to offer flexible financing and full support every step of the way. Here’s everything you need to know about the Hometree Finance Solar Plan:
Perfect for homeowners in England and Wales looking to install solar PV systems, with or without battery storage. It’s available for both owner-occupied and privately rented properties.
Once you’ve received your quote, we’ll send you a personal link to apply. The secure application takes just 2 minutes, won’t affect your credit score, and gives you an instant decision in most cases. There’s no pressure – you’re free to proceed only if you’re happy.
The important thing is to choose whichever payment option best fits your personal circumstances. If you pay a larger amount upfront you’ll benefit from lower ongoing monthly payments, and a lower total cost of finance over the plan lifetime.
We work with leading brands to offer top-quality systems tailored to your property and energy needs. During your design process with a Home Energy Consultant, we’ll provide all the specs and energy-saving estimates you need to make an informed decision.
Our highly skilled Utilita Home engineers handle everything from installation to ongoing maintenance. They’ll keep things tidy, work efficiently, and we’ll check in afterward to ensure you’re happy. For consistency, the same engineer will maintain your system, but if they’re unavailable, we’ll call on another trusted professional from our team.
Unlike a standard loan, the Hometree Solar Plan lets you spread costs over longer terms, reducing your monthly payments. It also includes system monitoring, inspections, unlimited repairs, and no callout fees – so you’re covered for the lifetime of the plan.
With continuous system monitoring and regular inspections, Hometree can catch and fix issues before they affect your energy production. Plus, while warranties often cover only limited years, the Hometree Solar Plan provides repairs and replacements for up to 25 years.
Note: The plan doesn’t cover the removal and reinstallation of functioning solar equipment for roof repairs.
There’s a 14 day cooling-off period after signing your agreement, during which you can change your mind and cancel your agreement with no payment due. Once your system has been installed, you can end your plan at any time by paying the settlement amount outlined in your agreement, with no quibbles or penalties. The monitoring, maintenance, repair and replacement service provided by Hometree Finance will end, and no further payments will be due.
If you choose to upgrade your system, we can set you up with a new Solar Plan. Otherwise your plan, including system monitoring and repairs, will automatically end as per the terms of your agreement with Hometree Finance.
You can end your plan at any time by paying the settlement amount outlined in your agreement, with no quibbles or penalties. If you’re selling your home, you can pay this sum before putting your property on the market, or through your solicitor from the sale completion funds. Alternatively the buyer of your property can apply to take over the plan for the remaining term.